Credit Report Counseling   

Member Cost: No Charge

Many benefits go along with a good credit score—lower borrowing costs, decreased insurance rates and better credit offers. Understanding your information on a credit report is the first step. Let’s help you understand your credit reports and scores.

Here’s what to expect at your counseling session:

• Review your credit reports and scores from the three major credit reporting agencies (Experian, Equifax, and TransUnion)
• Discuss each component of your reports to be sure all information is accurate and understandable
• Provide instruction on how to resolve any problems with your reports
• Develop an Action Plan to either improve your creditworthiness, or continue maintaining your good credit to help you achieve your financial goals